Start saving for retirement now. You can make literally millions by putting away 10% of your income early on. Do it automatically so you never even notice the money gone.

If you are worried about making the wrong choice and your company doesn’t have a 401k, open an IRA somewhere (Fidelity if you need someone to make the decision for you) and pick a date targeted fund. Set up auto deposit. Never look at the balance.

You can always make it better later but for now the best thing to do is start. Don’t let analysis paralysis get in the way.

This recipe turned out great! I didn’t have any psyllium husks so I substituted psilocybin, and I didn’t have a pound of sugar so I substituted a pound of cocaine. The recipe still is great. So great. Like the best recipe anyone has ever made ever. I love you so much, but if you cross me I don’t know what I would do

What’s the context of this question? Are you the parent, the son, a daughter, or someone else?

How old are your kids now?