That advice seems like a red flag. There are way more options to diversify investments in an IRA than a 401k, you can also invest in the same funds through an IRA that are available to your 401k. Either way you end up paying fees to someone as well.

Yep. I just always put money in my 401k, I don’t know what a paycheck without 15% going to retirement looks like. I’ve still got at least 30 years to go.

Get a cheap disposable one. If you really don’t use it often the cost of an unused reusable thing is greater than buying disposable.

Hope is not a strategy.

It’s better to beg forgiveness than ask permission.

A human being should be able to change a diaper, plan an invasion, butcher a hog, conn a ship, design a building, write a sonnet, balance accounts, build a wall, set a bone, comfort the dying, take orders, give orders, cooperate, act alone, solve equations, analyze a new problem, pitch manure, program a computer, cook a tasty meal, fight efficiently, die gallantly. Specialization is for insects.

Split ticket scenarios seemed common, which can mean party loyalty is at an all time low.

Execution is still possible, but exile is probably a bit difficult in the modern world.

A party realignment likely happens faster. It’s been a long time since the parties have had a real shake up and we are probably overdue anyway.

That is a recommended torque and achievable speed for an impact wrench though.

There are a few legitimate uses for gift cards.

1. You can get extra rewards by buying them and using them vs directly buying. Lots of stores give extra fuel or reward points for buying cards, or you could have better cash back rewards at store A and shift spending to there.
2. It’s a way to give kids money in a more controlled way than a credit or debit card.
3. It allows someone without a Bank or credit card access a way to turn cash into digital currency.

There’s reloadable debit cards that have lots of fees. They are similar to gift cards, but are more something to tax the unbanked.

Yes there needs to be more people. There’s barely any active discussion here. If you don’t want to shit on Israel, there’s just shit posts and Linux. We need more people to get active sports discussion, movies, TV, or anything else.

Id rather kill Wednesday.

The US doesn’t do sanitized transport because there’s not really a need in most airports. The vast majority of passengers are Americans or coming into America. It’s also self reinforced, because once others learn they stop doing layovers in the US. It might make sense for a few large airports like Atlanta, JFK, and LAX.

In fairness for number 11, many Americans can’t even name their own government officials, expecting to know about other countries is a tall order.

Liquor laws vary wildly throughout the US. The one good thing about Ohio is drive through liquor stores.

You just copy, but don’t from a lot of places. If you only copy from a single thing your work is a simple derivative of that one thing. If you steal from 20 sources, that work is a masterful blend of multiple influences.

I believe the term originated with Yahtzee during the military and tactical shooter crazy in the 2010s. It referred to games that paraded players through various spectacles and rooms full of chest high walls, until enough time had passed to call it a campaign.

Both are happening. Samples of casual writing are more valuable to use to generate an article than research papers though.

Both. Money attracts corrupt individuals, but it also causes people to become corrupted in some scenarios. It can be a gradual thing, and it doesn’t always have to be drastic things like a black market kidney. Having money opens up options, some of which are more corrupt.

Those pictures are rough, imo a legit offer would be about 500k less (or more) than a comparable move in ready place.