Fair enough, my point was more that people that just assume that mortgage payment is X and is less than rent therefore I’m am being robbed aren’t looking at the whole picture, or aren’t being honest.

I think there can be some middle ground. Obviously speculation is pushing up both rent prices and the cost/availability of houses to buy. There are some interesting options, I like the idea to only allow residential property to be bought by physical persons - regardless of whether that’s for living in it or as an investment it would put a damper on prices sky-rocketing.

Corporations trust funds and so on can still go mad on commercial property. Offices, malls and warehouse are not a necessity and let the market decide, I think that could be a win win. Feasibility of this in various countries would obviously vary but I’m sure something can be done.

I’ve also seen suggestions aroud limiting the number of properties one can buy/own. Interesting but more complicated to enforce and IMO not needed.

There are a few hot topics on lemmy and this is one of them. I think you did a good thing, I found that interesting and that’s what I came to this thread for.

I dislike speculation on housing but appreciate there are many reasons why someone becomes a land lord, and I have been the person renting from someone like you when I could afford to buy. I just knew I wasn’t going to stay in that city, I was getting a good service and am happy for what I paid for. And for how carefree that period of my life was.

Tankies are not known for appreciating nuances tho.

No no no you don’t understand you are just stealing from them even if they don’t want to buy. Everyone must have a house, there should be no landlords nor renters. /s

Fellow home-owner, not a landlord. Not in the US but I think things are comparable.

Your mortgage repayments are less than what you were paying in rent, okay. However, do you feel that is a reasonable comparison?

Do you pay some sort of insurance? Property and or council taxes, rubbish removal, water and other things that you probably didn’t even know existed before becoming a home owner?

Do you know that your roof has and average life span of 30 years? Unless yours is new, you’ll need to start thinking about it at some point, and it can be pricey, together with all the rest of planned and unplanned maintenance that comes with owning a place.

Not really defending everything the person you are replying to said, but I think this topic too often gets simplified to monthly rent vs monthly mortgage repayments.

The electronic device you used for typing all that crap? Probably slave labour. That’s before looking at the power you wasted to do so, and it’s origin. Virtue signalling much?

This is lemmy. You are no better than musk or bezos for doing that you filthy capitalist.

You should do you open source work hungry, naked and in the cold while someone is whipping you. Like all the virtuous 14yo tankies that are downvoting you certainly do.

/s in case it’s needed

Lemmy is particularly bad when it comes to topic like landlords

Agreed. Emergency services stations are all within minutes from my place in the outskirts of a small town, so is the hospital. The community is awesome.

Isn’t that reason return to office policies though, and the majority of people would happily leave the city life behind if they were not forced to go back?

Appreciate you are answering a question and each one of us has their own preference but not sure you can say most people agree with yours.